Straight forward and easy to work with. Joel is an honest down to earth and reliable representative of his Company. We would highly recommend his services and Company.

Paul and Theresa

We worked with Joel on the refinancing of our mortgage and he was fantastic! He stayed in constant contact and kept us informed on all of our options as well as all the steps as we progressed. He is very informative and willing to get you the best rates possible! We will definitely be working with him again in the future and would highly recommend him as your first choice to partner with and do business.

Jill and family

We highly recommend Joel. He went above and beyond to help us secure a reasonable mortgage. As you can see he is still on our mind on Christmas day. 5 stars!

Aaron and Jody

Working with Joel was an excellent experience! Not only is he very knowledgeable but he went above and beyond in finding me best mortgage option at the best rate available. He communicated these options in a way that was easy to understand and make a decision based on my goals. I have recommended him to my friends and will definitely use his services again.

John Webb

We had a fantastic experience working with Joel. He was very professional and was able to answer all of our questions we had throughout the entire process we went through with our finances. Joel’s knowledge is outstanding and always works with his clients to share his knowledge. He always answered our questions and concerns in a very efficient and timely manner. I highly recommend Joel and have only positive and great experiences working with him.

Keri and Ryan

Joel Scott was professional and instrumental in securing my mortgage during a difficult time in my life. Aside from the excellent interest rate and professional service, Joel’s humble and personal manner was amazing. Thank you so much. ✅✅✅


Joel was very knowledgeable and patient with all my questions. He was very helpful, approachable and went out of his way to ensure all decisions were made with my best interests in mind. I would highly recommend him.


Can I tell the universe how amazing you are…thank you for jumping in to help my son. He felt listened to, treated like an adult although he’s 25, you kept your word, called on time, totally transparent, and helped him make good decisions. My heart is full with so much gratitude and respect for you. Thank you so much!